Licensed in Georgia · NMLS #2747591
Hi, I'm Jimmy Wu — a mortgage broker at Nexa Lending. One simple application shops hundreds of wholesale lenders, so you get more options, competitive rates, and a real person guiding you from start to finish.
Explore Your Options
From first-time buyer programs to investor loans, there's an option for almost every situation. See a dotted-underlined term? Hover or tap it for a plain-English explanation.
The most popular loan type. Competitive rates, flexible terms, and PMI that can be removed once you reach 20% equity.
Learn MoreGovernment-insured loans with low down payment options. Great for first-time buyers and those with less-than-perfect credit.
Learn MoreFlexible down payment requirements, no monthly PMI, and competitive rates for veterans, active-duty military, and eligible surviving spouses.
Learn MoreAffordable financing for eligible rural and suburban homebuyers. Income limits apply.
Learn MoreFinancing for loan amounts above the conforming limit. Fixed and adjustable-rate options available.
Learn MoreQualify based on rental cash flow — no personal income verification needed. Ideal for real estate investors.
Learn MoreSelf-employed? Qualify using 12–24 months of bank statements instead of tax returns.
Learn MoreTap into your home equity with a line of credit or fixed-rate home equity loan.
Learn MorePersonal loans, business term loans, and business lines of credit — no collateral required.
Learn MoreGrants and forgivable second-lien programs that may reduce the cash you need to close.
Learn MorePurchase your new home first, then sell — no contingent offers, no double moves.
Learn MoreHard money, rehab loans, one-time-close construction, and renovation financing for investors and homeowners.
Learn MoreMortgage programs for ITIN holders, DACA recipients, non-resident aliens, and foreign nationals.
Learn MoreHECM and Non-QM reverse mortgages that let homeowners 62+ put their home equity to work.
Learn MoreRecent bankruptcy, no credit score, doctor loans, non-warrantable condos, land loans, and more.
Learn MoreThe Broker Advantage
As a mortgage broker, we work for you — not the bank.
We have access to hundreds of wholesale lenders, giving you more options and often more competitive pricing than a single bank can offer.
Fill out one application and we shop it across our entire lender network to find the best fit for your situation.
Wholesale pricing can mean lower rates and fewer fees — savings we work to pass on to you.
You work directly with Jimmy from start to finish. No call centers, no runaround — just honest, responsive guidance.
Here to Help
Ready to get started or have questions? Reach out — I'm here to help.